Patriot Gold Group Review 2026: Is It Right for You?
Patriot Gold Group is one of the longest-tenured companies in the precious metals space, having operated since 1986. With an A+ Better Business Bureau rating and 1,123 customer reviews averaging 4.6 out of 5 stars, the company has built a solid reputation in the gold IRA industry. They offer gold and silver with a minimum investment of $25,000.
In this review, we examine Patriot Gold Group's fee structure, metal selection, storage options, buyback policy, and overall value proposition. Our assessment is based on publicly available information, customer reviews, regulatory filings, and our own research. We aim to give you an honest, balanced picture so you can decide whether Patriot Gold Group deserves a place in your retirement strategy.
Our Verdict
Patriot Gold Group brings more industry experience than any competitor on this list. Founded in 1986, they've weathered multiple economic cycles, which gives them perspective that newer companies simply don't have. Their dealer-direct pricing model and waived setup fees add value, though the limited metal selection and dated web presence may not appeal to everyone.
Fees and Costs
Understanding the full cost of a gold IRA is critical before committing your retirement savings. Below is a complete breakdown of Patriot Gold Group's fee structure, including estimated totals for the first year and over a five-year period.
| Fee Type | Amount |
|---|---|
| Account Setup Fee | $0 (Waived) |
| Annual Administration Fee | $200 (varies) |
| Annual Storage Fee | $150/year |
| Wire Transfer Fee | $25 |
| Estimated First-Year Total | $375 |
| Estimated 5-Year Total | $1,775 |
Patriot Gold Group's overall fee structure comes in below the industry average when compared to the eight companies we track. Your estimated first-year all-in cost is $375, and over five years you can expect to pay roughly $1,775 in total custodial and storage fees.
Notably, Patriot Gold Group waives the initial setup fee for qualifying accounts, which saves you money up front compared to competitors that charge $50-$80 in account opening costs.
Note: Fees may vary depending on account size, promotions, and the specific metals purchased. Always confirm current pricing directly with Patriot Gold Group before opening an account.
Available Metals and Investment Options
Patriot Gold Group offers gold and silver for IRA investments. While these two metals represent the vast majority of precious metals IRA allocations, investors who want exposure to platinum or palladium will need to look elsewhere.
Gold
IRA-eligible coins and bars (minimum .995 fineness)
Silver
IRA-eligible coins and bars (minimum .999 fineness)
Worth noting: Patriot Gold Group limits its selection to gold and silver. If diversification across all four precious metals is a priority, consider Birch Gold Group or Noble Gold, both of which offer gold, silver, platinum, and palladium.
Storage Options and Security
IRS regulations require that IRA-held precious metals be stored in an approved depository — you cannot keep them at home. Patriot Gold Group partners with Delaware Depository, a single depository facility.
- ✓
Delaware Depository
Wilmington, DE — one of the most widely used precious metals depositories in the U.S., with Class 3 vaulting and full insurance.
Segregated vs. Commingled Storage
Most depositories offer two types of storage. Segregated storage means your metals are kept separate from other investors' holdings — you get back the exact bars and coins you purchased. Commingled (or allocated) storage groups your metals with others of the same type and purity; you own a specific quantity but not specific items. Segregated storage typically costs more but offers additional peace of mind.
All metals stored through Patriot Gold Group's partner depositories are fully insured against theft, damage, and natural disasters. Insurance is typically included in the annual storage fee, though you should confirm coverage limits directly with the depository.
Rollover Process
Rolling over an existing 401(k), 403(b), TSP, or traditional IRA into a gold IRA with Patriot Gold Group follows a straightforward process. The company assigns a dedicated account representative to walk you through each step.
- 1
Open Your Self-Directed IRA
Contact Patriot Gold Group to open a new self-directed IRA account. You'll complete the necessary paperwork (often available electronically) and select your preferred custodian and depository.
- 2
Fund Your Account
Initiate a rollover or transfer from your existing retirement account. Patriot Gold Group handles most of the coordination with your current custodian. This step typically takes 5-10 business days.
- 3
Select Your Metals
Once funds are available, work with your account representative to choose your precious metals. Patriot Gold Group offers gold and silver in various IRA-eligible coins and bars.
- 4
Secure Storage
Your purchased metals are shipped to your chosen depository (Delaware Depository). You'll receive confirmation once your metals are securely vaulted.
Buyback Policy
A strong buyback policy is one of the most important — and most overlooked — factors when choosing a gold IRA company. It determines how easily and fairly you can liquidate your holdings when you need to take distributions or simply want to cash out.
Patriot Gold Group's Policy:
Preferred buyback rate for existing customers
While Patriot Gold Group does offer a buyback program, it is less aggressively positioned than some competitors that offer explicit price guarantees or no-questions-asked policies. We recommend confirming the current buyback terms and typical spreads before committing your funds.
Pros and Cons
✓Pros
- ●35+ years in the precious metals industry — longest track record on this list
- ●Setup fees waived for qualifying accounts
- ●Dealer-direct pricing may reduce markup
- ●A+ BBB rating with decades of trust
- ●Experienced team with deep industry knowledge
✗Cons
- ●Limited to gold and silver only
- ●Single storage depository option
- ●Website and digital experience feel dated
Who Is Patriot Gold Group Best For?
Investors who value decades of proven experience over modern marketing
At $25,000, Patriot Gold Group's minimum investment falls in the mid-range — accessible to most serious retirement savers while still indicating a commitment to investors with meaningful portfolios.
With 40 years in business, Patriot Gold Group is particularly well-suited for conservative investors who prioritize a long track record and proven stability over flashy marketing or aggressive promotions.
Alternatives to Consider
No single gold IRA company is the right fit for everyone. Here are three highly-rated alternatives worth comparing against Patriot Gold Group:
The Bottom Line
Patriot Gold Group earns a 4.6/5 rating in our analysis, reflecting a strong offering that competes well with the top companies in the space. With 40 years in business, an A+ BBB rating, and a $25,000 minimum investment, they target investors who value decades of proven experience over modern marketing.
The fee structure is below the industry average, with an estimated first-year cost of $375. The metal selection is limited to gold and silver, which covers the core of most precious metals allocations but lacks platinum and palladium options.
If you value decades of industry experience and dealer-direct pricing, Patriot Gold Group is well worth your consideration. Request a free information kit to learn more about their current offerings and promotional rates.
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